Classic Properties REALTORS ®



Posted by Classic Properties REALTORS ® on 1/19/2020

This Single-Family in Bellingham, MA recently sold for $312,500. This Split Entry style home was sold by - Classic Properties REALTORS ®.


12 Candace Drive, Bellingham, MA 02019

Single-Family

$315,000
Price
$312,500
Sale Price

6
Rooms
3
Beds
1
Baths
Appealing first time buyer home or for downsizing interest - convenient location to library, shopping, schools & major highway routes to MA or RI. Fireplaced living room, hardwood floors, new porch 2019, new heating system installed March 2019, new water heater June 2019, recently installed ( 5 yr old) metal roof with ice-melt capacity & 50 yr. warranty! Kitchen w/ granite countertop, freshly painted interior, 1 car garage, spacious back yard. Certificate of compliance for Title V. Sellers ready to move, will entertain serious consideration of reasonable offers. Come " buy" ASAP ! , Showing appointments are easy to make !

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Categories: Sold Homes  


Posted by Classic Properties REALTORS ® on 1/19/2020

If you're getting ready to put your house on the market, your mind is probably flooded with dozens of unanswerable questions. Much of your uncertainty may revolve around the marketability of your home and how quickly a qualified buyer will come along.

Although there are factors over which you have little control, there are several things you can do to tip the scales in your direction.

Other than sprucing up your home and yard to maximize their visual appeal, choosing a top-notch real estate agent is the single most important step you can take. It's not only crucial to select an agent who is both experienced and proactive, but you'll also want to find a professional with whom you have a good rapport. You can usually get a pretty good idea of their experience and sales history from online profiles, but the only way to know whether they're a good fit for your needs and personality is by meeting with them face to face.

If you have the time and inclination, it can also be to your advantage to interview more than one candidate. The agent you ultimately choose will have a direct bearing on virtually all aspects of the sales process. By choosing a professional who is dedicated, knowledgeable, and easy to work with, you'll be taking a big step toward getting your house sold within the shortest period of time. A good agent will keep you motivated, informed, and focused on keeping your home in marketable condition. They'll also help you with everything from pricing and negotiating to problem solving and setting up appointments.

There are several other things you can do to increase the chances of attracting potential buyers and offers. Creating as much curb appeal as possible can go a long way toward making a great first impression. The concept of curb appeal can encompass many different elements, but the battle is half won when your lawn, bushes, and trees are kept neatly trimmed at all times. Weather permitting, displaying colorful potted flowers and hanging baskets is another way to add a lot of eye appeal to your home. Simple improvements like painting your front steps, sealcoating your driveway, or touching up the paint on window shutters or porch railings can also help enhance your home's curb appeal.

Although interior painting can be time-consuming and a bit messy, it's often one of the most cost-effective ways to make a positive impression on potential buyers. If your walls are looking scuffed, faded, or otherwise neglected, a fresh coat of neutral, beige, or grey paint can often make a huge difference in the eye-appeal of your home. Making sure your carpets are clean, counter tops are immaculate, and your windows are crystal clear are other ways to put your best foot forward when house hunters are scheduled to visit your home.





Posted by Classic Properties REALTORS ® on 1/12/2020

If you’re hoping to buy a house in the near future, you’ll want to focus on saving for a down payment.

Down payments are a way to let a lender know that you are a low-risk investment, and a way to save money on interest over the term of your loan.

If you have your other finances in order--a good credit score and stable income--there’s a good chance that making a 20% or more down payment will land you a low interest rate that can save you thousands while you pay off your loan.

How large should my down payment be?

The larger the down payment you can afford, the more money you’ll likely save in the long run. While there are ways to get a loan with no or very small down payments, these aren’t always ideal.

First, if you put less than 20% down on your home loan, you’ll be required to pay private mortgage insurance, or PMI. These are monthly payments that you make in addition to the interest that is accrued on your loan.

So, if you don’t put any money down on your home, you’ll accrue more interest over your term length and you’ll pay PMI on top of that.

What affects your minimum down payment amount?

Lenders take a number of factors into consideration when determining your risk. If you’re eligible for a first-time home owners loan, a veteran’s loan, or a USDA loan, your loan can be guaranteed by the government. This means you can likely pay a lower down payment while still receiving a reasonable interest rate.

When applying for a mortgage, be sure to reach out to multiple lenders and shop around for the rates that work for you. Many lenders use slightly different criteria to determine your eligibility to pay a lower down payment.

Other things that affect your minimum down payment include:

  • Credit score

  • Location of the home you want to buy

  • Value of the mortgage

Saving for a down payment

You’ll get the most value out of your mortgage if you put more money down. However, if you’re currently living in a high-rent area, it could mean that it’s in your best interest to get out of your apartment and start building equity in the form of homeownership.

If you want to buy a home within the next year or two, there are a few ways you can help increase your savings.

First, determine how much you need to save. Depending on your housing needs and the current market, everyone will have different requirements. Do some home shopping in your area online and look for homes that are within your spending limits. Remember that you shouldn’t spend more than 30% of your monthly income on housing (mortgage, property taxes, etc.)

Next, find out what a 20% down payment on that home would be, adjusting for inflation.

Once you have the amount you need to save, remember to leave yourself enough of an emergency fund in your savings account to last you a month or two.




Tags: mortgage   down payment  
Categories: Mortgage   down payment  


Posted by Classic Properties REALTORS ® on 1/5/2020

If you want to quickly find and acquire your dream house, it generally is beneficial to narrow your property search. Because if you focus on available homes in a select group of cities and towns, you may be able to speed up the process of buying your ideal residence.

Now, let's take a look at three tips to help you locate your dream home.

1. Consider Your Short and Long-Term Aspirations

Think about where you want to be in the next few years. Then, you can map out your home search based on your short- and long-term goals.

For instance, if you currently work in a big city and intend to stay with your company for many years, you may want to search for a residence in the city itself. Or, if you plan to start a family soon, you may want to focus on houses near parks and schools.

You should try to be flexible as you begin a home search too. Remember, even the best-laid plans won't necessarily come to fruition. But if you maintain flexibility, you could find a home that will suit you perfectly both now and in the future.

2. Create a Budget

The homes in large cities tend to be more expensive than those in small towns. Fortunately, if you craft a homebuying budget, you can determine where you can afford to reside and plan accordingly.

Oftentimes, it helps to get pre-approved for a mortgage. If you meet with banks and credit unions, you can learn about myriad home financing options. Next, you can select a mortgage and enter the real estate market with home financing in hand.

If you have concerns as you pursue a mortgage, don't hesitate to ask questions. Banks and credit unions employ expert mortgage specialists, and these professionals are happy to provide you with the insights you need to make an informed home financing decision.

3. Collaborate with a Real Estate Agent

If you are uncertain about how to approach a home search, there is no need to worry. In fact, you can hire a real estate agent who can help you identify your dream residence.

A real estate agent is dedicated to client satisfaction, and he or she will work with you to make your homeownership dream come true. First, a real estate agent will help you narrow your house search. This housing market professional then will keep you up to date about available homes in your preferred cities and towns. Once you find a house you want to buy, a real estate agent will help you submit a competitive offer to purchase this residence. Finally, when you are ready to close on a house, a real estate agent will help you complete your home purchase.

Dedicate time and resources to find your dream house – you'll be glad you did. Thanks to the aforementioned tips, you can accelerate the process of locating your ideal residence and acquire a house that can serve you well for years to come.




Categories: Buying a Home   buying tips  


Posted by Classic Properties REALTORS ® on 12/29/2019


260 Daniels St, Franklin, MA 02038

Rental

$850
Price

1
Rooms
1
Beds
1
Baths
THIS IS NOT A SINGLE FAMILY HOME- PLEASE NOTE- this is a unique opportunity for one person to share a single family home with a shared bath and kitchen Includes utilities, washer/dryer, deck with BBQ grill, cable and internet. Small storage space available. Perfect for someone working in the area during the week and going home on weekends or a transitional housing. No smoking/ no pets. Available January 15th.
Open House
No scheduled Open Houses

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Tags: Real estate   Rental   02038   Franklin  
Categories: New Homes